| Weiss Ratings |
1st Trust Bank, Inc.
Hazard, KY |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 4.70 | |||
| Company Info |
1st Trust Bank, Inc.
Hazard, KY |
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| FDIC Number | 57869 | |||
| Phone Number | (606) 435-2265 | |||
| Website | www.1sttrustbankinc.com | |||
| Asset Quality |
1st Trust Bank, Inc.
Hazard, KY |
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| 1-Year Asset Growth | 2.11% | |||
| 5-Year Asset Growth | 3.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 0.50% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
1st Trust Bank, Inc.
Hazard, KY |
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| Total Assets | 321.03M | |||
| Total Deposits | 291.68M | |||
| Capital and Reserves |
1st Trust Bank, Inc.
Hazard, KY |
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| Capital | 28.41M | |||
| Leverage Ratio | 9.46 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
1st Trust Bank, Inc.
Hazard, KY |
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| Hot Money Ratio | 46.68% | |||
| Liquidity Ratio | 11.62% | |||
| Profitability |
1st Trust Bank, Inc.
Hazard, KY |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 1.42M | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 73.59% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.96% | |||