| Weiss Ratings |
1st Trust Bank, Inc.
Hazard, KY |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 4.10 | |||
| Company Info |
1st Trust Bank, Inc.
Hazard, KY |
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| FDIC Number | 57869 | |||
| Phone Number | (606) 435-2265 | |||
| Website | www.1sttrustbankinc.com | |||
| Asset Quality |
1st Trust Bank, Inc.
Hazard, KY |
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| 1-Year Asset Growth | 11.88% | |||
| 5-Year Asset Growth | 3.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 9.08% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
1st Trust Bank, Inc.
Hazard, KY |
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| Total Assets | 325.25M | |||
| Total Deposits | 297.10M | |||
| Capital and Reserves |
1st Trust Bank, Inc.
Hazard, KY |
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| Capital | 27.32M | |||
| Leverage Ratio | 9.41 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
1st Trust Bank, Inc.
Hazard, KY |
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| Hot Money Ratio | 42.64% | |||
| Liquidity Ratio | 14.39% | |||
| Profitability |
1st Trust Bank, Inc.
Hazard, KY |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 821.00K | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 76.17% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 6.10% | |||