| Weiss Ratings |
1st Trust Bank, Inc.
Hazard, KY |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
1st Trust Bank, Inc.
Hazard, KY |
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| FDIC Number | 57869 | |||
| Phone Number | (606) 435-2265 | |||
| Website | www.1tbi.com | |||
| Asset Quality |
1st Trust Bank, Inc.
Hazard, KY |
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| 1-Year Asset Growth | 8.14% | |||
| 5-Year Asset Growth | 6.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 3.21% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
1st Trust Bank, Inc.
Hazard, KY |
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| Total Assets | 351.71M | |||
| Total Deposits | 309.15M | |||
| Capital and Reserves |
1st Trust Bank, Inc.
Hazard, KY |
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| Capital | 30.77M | |||
| Leverage Ratio | 9.65 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
1st Trust Bank, Inc.
Hazard, KY |
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| Hot Money Ratio | 43.18% | |||
| Liquidity Ratio | 9.23% | |||
| Profitability |
1st Trust Bank, Inc.
Hazard, KY |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 1.29M | |||
| Net Interest Spread | 3.50% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 68.20% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.60% | |||