| Weiss Ratings |
1st Trust Bank, Inc.
Hazard, KY |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
1st Trust Bank, Inc.
Hazard, KY |
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| FDIC Number | 57869 | |||
| Phone Number | (606) 435-2265 | |||
| Website | www.1tbi.com | |||
| Asset Quality |
1st Trust Bank, Inc.
Hazard, KY |
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| 1-Year Asset Growth | 6.39% | |||
| 5-Year Asset Growth | 6.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 2.55% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
1st Trust Bank, Inc.
Hazard, KY |
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| Total Assets | 332.08M | |||
| Total Deposits | 301.95M | |||
| Capital and Reserves |
1st Trust Bank, Inc.
Hazard, KY |
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| Capital | 29.48M | |||
| Leverage Ratio | 9.54 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
1st Trust Bank, Inc.
Hazard, KY |
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| Hot Money Ratio | 45.48% | |||
| Liquidity Ratio | 13.49% | |||
| Profitability |
1st Trust Bank, Inc.
Hazard, KY |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 2.12M | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 71.04% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 7.67% | |||