Commonwealth Business Bank
Major Rating Factors:
A current level of 7.1 percent of nonperforming loans to core capital combined with 5.0 percent from a year earlier contributes to the Fair asset quality (4.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.9 and a capital leverage ratio of 13.9. Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.1 has resulted in Good (6.0) profitability.
Asset Mix:
Comm re (62%), cash (18%), comm loans (5%), home mtgs (3%), securities (3%), home eq lns (2%), consumer loans (0%), other (6%)
States with Branches:
CA, HI, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CBB Bancorp, Inc.
Investment Rating
--
Address
3435 Wilshire Boulevard
Los Angeles, CA 90010
Los Angeles, CA 90010
Phone Number
(323) 988-3000
Year Founded
2005
FDIC Number
Website
Largest Affiliates
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