C
Paragon Bank
MemphisTN
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Paragon Bank
Memphis, TN
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Rating C
Asset Quality Index 7.50
Capitalization Index 7.00
Liquidity Index 0.00
Profitability Index 4.90
Stability Index 3.70
Company Info Paragon Bank
Memphis, TN
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FDIC Number 57874
Phone Number (901) 273-2904
Website www.bankparagon.com
Asset Quality Paragon Bank
Memphis, TN
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1-Year Asset Growth 1.65%
5-Year Asset Growth 16.71%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.64%
Non-Performing Loans to Loans 0.27%
Balance Sheet Paragon Bank
Memphis, TN
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Total Assets 888.56M
Total Deposits 754.36M
Capital and Reserves Paragon Bank
Memphis, TN
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Capital 74.93M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 12.51
Liquidity Paragon Bank
Memphis, TN
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Hot Money Ratio 16.73%
Liquidity Ratio 3.07%
Profitability Paragon Bank
Memphis, TN
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5-Year Return on Average Assets 0.66%
Net Income 8.23M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 70.35%
Return on Assets 0.95%
Return on Equity 11.60%