C
Paragon Bank
MemphisTN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Paragon Bank
Memphis, TN
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Rating C
Asset Quality Index 7.40
Capitalization Index 6.50
Liquidity Index 0.10
Profitability Index 4.50
Stability Index 3.70
Company Info Paragon Bank
Memphis, TN
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FDIC Number 57874
Phone Number (901) 273-2904
Website www.bankparagon.com
Asset Quality Paragon Bank
Memphis, TN
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1-Year Asset Growth 11.68%
5-Year Asset Growth 23.25%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.83%
Non-Performing Loans to Loans 0.32%
Balance Sheet Paragon Bank
Memphis, TN
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Total Assets 865.25M
Total Deposits 779.07M
Capital and Reserves Paragon Bank
Memphis, TN
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Capital 70.96M
Leverage Ratio 8.49
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 12.24
Liquidity Paragon Bank
Memphis, TN
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Hot Money Ratio 13.89%
Liquidity Ratio 6.20%
Profitability Paragon Bank
Memphis, TN
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5-Year Return on Average Assets 0.66%
Net Income 4.12M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 70.19%
Return on Assets 0.94%
Return on Equity 12.02%