C
Paragon Bank
Memphis,  TN
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Paragon Bank
Memphis, TN
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Rating C
Asset Quality Index 7.70
Capitalization Index 6.70
Liquidity Index 0.00
Profitability Index 4.40
Stability Index 3.70
Company Info Paragon Bank
Memphis, TN
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FDIC Number 57874
Phone Number (901) 273-2904
Website www.bankparagon.com
Asset Quality Paragon Bank
Memphis, TN
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1-Year Asset Growth 4.95%
5-Year Asset Growth 16.71%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.57%
Non-Performing Loans to Loans 0.18%
Balance Sheet Paragon Bank
Memphis, TN
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Total Assets 908.08M
Total Deposits 765.34M
Capital and Reserves Paragon Bank
Memphis, TN
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Capital 76.86M
Leverage Ratio 8.67
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 12.38
Liquidity Paragon Bank
Memphis, TN
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Hot Money Ratio 16.84%
Liquidity Ratio 3.06%
Profitability Paragon Bank
Memphis, TN
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5-Year Return on Average Assets 0.74%
Net Income 4.05M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 71.63%
Return on Assets 0.89%
Return on Equity 10.68%