C
Legacy State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy State Bank
Loganville, GA
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Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 5.30
Stability Index 5.00
Company Info Legacy State Bank
Loganville, GA
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FDIC Number 57882
Phone Number (770) 913-8911
Website www.legacystatebank.com
Asset Quality Legacy State Bank
Loganville, GA
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1-Year Asset Growth 13.74%
5-Year Asset Growth 8.42%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.05%
Balance Sheet Legacy State Bank
Loganville, GA
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Total Assets 205.85M
Total Deposits 180.25M
Capital and Reserves Legacy State Bank
Loganville, GA
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Capital 23.25M
Leverage Ratio 12.05
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity Legacy State Bank
Loganville, GA
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Hot Money Ratio 19.79%
Liquidity Ratio 12.94%
Profitability Legacy State Bank
Loganville, GA
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5-Year Return on Average Assets 1.39%
Net Income 1.11M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 62.18%
Return on Assets 1.09%
Return on Equity 9.76%