C
Legacy State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy State Bank
Loganville, GA
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 4.60
Stability Index 7.60
Company Info Legacy State Bank
Loganville, GA
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FDIC Number 57882
Phone Number (770) 554-2265
Website www.legacystatebank.com
Asset Quality Legacy State Bank
Loganville, GA
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1-Year Asset Growth 8.00%
5-Year Asset Growth 11.69%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.31%
Non-Performing Loans to Loans 0.06%
Balance Sheet Legacy State Bank
Loganville, GA
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Total Assets 186.85M
Total Deposits 160.68M
Capital and Reserves Legacy State Bank
Loganville, GA
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Capital 21.75M
Leverage Ratio 12.39
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 16.18
Liquidity Legacy State Bank
Loganville, GA
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Hot Money Ratio 18.04%
Liquidity Ratio 21.00%
Profitability Legacy State Bank
Loganville, GA
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5-Year Return on Average Assets 1.40%
Net Income 1.29M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 65.48%
Return on Assets 0.94%
Return on Equity 8.36%