Paramount Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.3, driven by a liquidity ratio of 26.5 percent and a “hot money” ratio of 38.6 percent. A current level of 2.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.8).
Asset Mix:
Home mtgs (38%), cash (22%), comm re (11%), home eq lns (8%), consumer loans (6%), comm loans (5%), securities (2%), other (8%)
States with Branches:
CT, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Paramount Financial Group, Inc.
Investment Rating
--
Address
622 Emerson Road
Saint Louis, MO 63141
Saint Louis, MO 63141
Phone Number
(314) 789-8650
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.