Paramount Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Fair (3.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.1, driven by a liquidity ratio of 12.4 percent and a “hot money” ratio of 27.8 percent. A current level of 4.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.6).
Asset Mix:
Home mtgs (43%), comm re (11%), cash (11%), consumer loans (9%), home eq lns (9%), comm loans (8%), other (8%)
States with Branches:
CT, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Paramount Financial Group, Inc.
Investment Rating
--
Address
622 Emerson Road
Saint Louis, MO 63141
Saint Louis, MO 63141
Phone Number
(314) 789-8650
Year Founded
2004
FDIC Number
Website
Largest Affiliates
No affiliate information available.