B
HSBC Bank USA, National Association
BuffaloNY
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HSBC Bank USA, National Association
Buffalo, NY
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Rating B
Asset Quality Index 7.10
Capitalization Index 9.20
Liquidity Index 4.00
Profitability Index 4.10
Stability Index 8.80
Company Info HSBC Bank USA, National Association
Buffalo, NY
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FDIC Number 57890
Phone Number (703) 883-8029
Website www.us.hsbc.com
Asset Quality HSBC Bank USA, National Association
Buffalo, NY
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1-Year Asset Growth -0.60%
5-Year Asset Growth -0.93%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 5.35%
Non-Performing Loans to Loans 1.93%
Balance Sheet HSBC Bank USA, National Association
Buffalo, NY
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Total Assets 162.24B
Total Deposits 129.35B
Capital and Reserves HSBC Bank USA, National Association
Buffalo, NY
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Capital 16.45B
Leverage Ratio 10.43
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio 19.91
Liquidity HSBC Bank USA, National Association
Buffalo, NY
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Hot Money Ratio 11.65%
Liquidity Ratio 47.22%
Profitability HSBC Bank USA, National Association
Buffalo, NY
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5-Year Return on Average Assets 0.36%
Net Income 1.13B
Net Interest Spread 1.63%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 56.54%
Return on Assets 0.89%
Return on Equity 9.28%