Poppy Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10). Excellent current capitalization (8.1 on a scale of 0 to 10) based on a risk-based capital ratio of 14.1 and a capital leverage ratio of 9.7.
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (5.8) profitability. Fair liquidity 3.0, driven by a liquidity ratio of 22.9 percent and a “hot money” ratio of 33.0 percent.
Asset Mix:
Comm re (38%), cash (14%), home mtgs (13%), securities (10%), comm loans (2%), other (23%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Big Poppy Holdings, Inc.
Investment Rating
--
Address
438 First Street
Santa Rosa, CA 95401
Santa Rosa, CA 95401
Phone Number
(707) 636-9000
Year Founded
2005
FDIC Number
Website
Largest Affiliates
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