Poppy Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10). Excellent current capitalization (8.1 on a scale of 0 to 10) based on a risk-based capital ratio of 11.8 and a capital leverage ratio of 9.8.
Other Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.2) profitability. A current level of 15.3 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Fair asset quality (3.6).
Asset Mix:
Comm re (45%), securities (17%), home mtgs (10%), cash (6%), comm loans (2%), other (20%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Big Poppy Holdings, Inc.
Investment Rating
--
Address
111 Santa Rosa Avenue
Santa Rosa, CA 95404
Santa Rosa, CA 95404
Phone Number
(707) 636-9000
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.