Poppy Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10). Excellent current capitalization (7.5 on a scale of 0 to 10) based on a risk-based capital ratio of 11.6 and a capital leverage ratio of 9.4.
Other Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.4) profitability. A current level of 13.6 percent of nonperforming loans to core capital combined with 5.5 percent from a year earlier contributes to the Fair asset quality (3.7).
Asset Mix:
Comm re (44%), securities (16%), home mtgs (9%), cash (8%), comm loans (2%), other (21%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Big Poppy Holdings, Inc.
Investment Rating
--
Address
111 Santa Rosa Avenue
Santa Rosa, CA 95404
Santa Rosa, CA 95404
Phone Number
(707) 636-9000
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.