C
First State Bank
BelmondIA
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Belmond, IA
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 2.50
Stability Index 4.70
Company Info First State Bank
Belmond, IA
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FDIC Number 5791
Phone Number (641) 444-3226
Website www.fsbbelmond.com
Asset Quality First State Bank
Belmond, IA
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1-Year Asset Growth 1.12%
5-Year Asset Growth 7.80%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.34%
Non-Performing Loans to Loans 0.35%
Balance Sheet First State Bank
Belmond, IA
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Total Assets 132.70M
Total Deposits 104.50M
Capital and Reserves First State Bank
Belmond, IA
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Capital 11.68M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 0.67%
Risk-Based Capital Ratio --
Liquidity First State Bank
Belmond, IA
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Hot Money Ratio 26.42%
Liquidity Ratio 43.36%
Profitability First State Bank
Belmond, IA
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5-Year Return on Average Assets 0.57%
Net Income 146.00K
Net Interest Spread 1.90%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 71.41%
Return on Assets 0.43%
Return on Equity 5.14%