| Weiss Ratings |
First State Bank
Belmond, IA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 5.10 | |||
| Company Info |
First State Bank
Belmond, IA |
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| FDIC Number | 5791 | |||
| Phone Number | (641) 444-3226 | |||
| Website | www.fsbbelmond.com | |||
| Asset Quality |
First State Bank
Belmond, IA |
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| 1-Year Asset Growth | 2.11% | |||
| 5-Year Asset Growth | 7.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 3.56% | |||
| Non-Performing Loans to Loans | 0.67% | |||
| Balance Sheet |
First State Bank
Belmond, IA |
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| Total Assets | 135.58M | |||
| Total Deposits | 100.37M | |||
| Capital and Reserves |
First State Bank
Belmond, IA |
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| Capital | 12.70M | |||
| Leverage Ratio | 11.40 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Belmond, IA |
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| Hot Money Ratio | 27.77% | |||
| Liquidity Ratio | 39.27% | |||
| Profitability |
First State Bank
Belmond, IA |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 615.00K | |||
| Net Interest Spread | 2.02% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 64.43% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 6.90% | |||