| Weiss Ratings |
First State Bank
Belmond, IA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 5.20 | |||
| Company Info |
First State Bank
Belmond, IA |
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| FDIC Number | 5791 | |||
| Phone Number | (641) 444-3226 | |||
| Website | www.fsbbelmond.com | |||
| Asset Quality |
First State Bank
Belmond, IA |
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| 1-Year Asset Growth | 5.37% | |||
| 5-Year Asset Growth | 3.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.49% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
First State Bank
Belmond, IA |
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| Total Assets | 141.71M | |||
| Total Deposits | 117.80M | |||
| Capital and Reserves |
First State Bank
Belmond, IA |
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| Capital | 13.40M | |||
| Leverage Ratio | 11.23 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Belmond, IA |
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| Hot Money Ratio | 30.90% | |||
| Liquidity Ratio | 35.95% | |||
| Profitability |
First State Bank
Belmond, IA |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 506.00K | |||
| Net Interest Spread | 2.26% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 57.45% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 7.66% | |||