| Weiss Ratings |
First State Bank
Belmond, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 4.70 | |||
| Company Info |
First State Bank
Belmond, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5791 | |||
| Phone Number | (641) 444-3226 | |||
| Website | www.fsbbelmond.com | |||
| Asset Quality |
First State Bank
Belmond, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 10.11% | |||
| 5-Year Asset Growth | 3.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 3.66% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
First State Bank
Belmond, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 148.71M | |||
| Total Deposits | 112.79M | |||
| Capital and Reserves |
First State Bank
Belmond, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.28M | |||
| Leverage Ratio | 11.31 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Belmond, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.53% | |||
| Liquidity Ratio | 41.00% | |||
| Profitability |
First State Bank
Belmond, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 872.00K | |||
| Net Interest Spread | 2.07% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 62.86% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 7.17% | |||