B
Breda Savings Bank
BredaIA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Breda Savings Bank
Breda, IA
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.90
Liquidity Index 3.70
Profitability Index 5.30
Stability Index 5.30
Company Info Breda Savings Bank
Breda, IA
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FDIC Number 5792
Phone Number (712) 673-2321
Website www.bredasavingsbank.com
Asset Quality Breda Savings Bank
Breda, IA
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1-Year Asset Growth 3.96%
5-Year Asset Growth 8.89%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Breda Savings Bank
Breda, IA
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Total Assets 99.97M
Total Deposits 79.11M
Capital and Reserves Breda Savings Bank
Breda, IA
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Capital 7.76M
Leverage Ratio 10.94
Loan Loss Reserves to Loans 0.76%
Risk-Based Capital Ratio --
Liquidity Breda Savings Bank
Breda, IA
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Hot Money Ratio 28.85%
Liquidity Ratio 36.93%
Profitability Breda Savings Bank
Breda, IA
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5-Year Return on Average Assets 1.47%
Net Income 1.35M
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 53.67%
Return on Assets 1.36%
Return on Equity 18.72%