Prime Alliance Bank
Major Rating Factors:
A current level of 14.3 percent of nonperforming loans to core capital combined with 13.3 percent from a year earlier contributes to the Fair asset quality (3.5). Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.0 has resulted in Excellent (7.8) profitability.
Other Rating Factors:
Excellent current capitalization (8.4 on a scale of 0 to 10) based on a risk-based capital ratio of 11.6 and a capital leverage ratio of 9.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10).
Asset Mix:
Comm loans (51%), securities (16%), comm re (5%), cash (1%), other (27%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1868 South 500 West
Woods Cross, UT 84010
Woods Cross, UT 84010
Phone Number
(801) 296-2200
Year Founded
2004
FDIC Number
Website
Largest Affiliates
No affiliate information available.