Peach State Bank & Trust
| Weiss Ratings |
Peach State Bank & Trust
Gainesville, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.50 | |||
| Company Info |
Peach State Bank & Trust
Gainesville, GA |
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| FDIC Number | 57923 | |||
| Phone Number | (770) 536-1100 | |||
| Website | www.peachstate.bank | |||
| Asset Quality |
Peach State Bank & Trust
Gainesville, GA |
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| 1-Year Asset Growth | -6.63% | |||
| 5-Year Asset Growth | 35.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Peach State Bank & Trust
Gainesville, GA |
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| Total Assets | 708.33M | |||
| Total Deposits | 636.10M | |||
| Capital and Reserves |
Peach State Bank & Trust
Gainesville, GA |
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| Capital | 68.48M | |||
| Leverage Ratio | 10.32 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 16.71 | |||
| Liquidity |
Peach State Bank & Trust
Gainesville, GA |
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| Hot Money Ratio | 6.85% | |||
| Liquidity Ratio | 27.63% | |||
| Profitability |
Peach State Bank & Trust
Gainesville, GA |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 2.02M | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 58.69% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 12.08% | |||