D
Open Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.15
Leverage
Ratio
8.87
Return On
Assets
0.99%
Total
Assets
2.56B
Capital
211.47M
Total
Deposits
2.26B
Net
Income
12.30M
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Weiss Ratings Open Bank
Los Angeles, CA 		Click to
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Rating D
Asset Quality Index 5.90
Capitalization Index 6.90
Liquidity Index 0.20
Profitability Index 5.30
Stability Index 3.70
Company Info Open Bank
Los Angeles, CA 		Click to
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FDIC Number 57944
Phone Number (213) 892-9999
Website www.myopenbank.com
Asset Quality Open Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth 11.92%
5-Year Asset Growth 20.12%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.59%
Non-Performing Loans to Loans 1.34%
Balance Sheet Open Bank
Los Angeles, CA 		Click to
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Total Assets 2.56B
Total Deposits 2.26B
Capital and Reserves Open Bank
Los Angeles, CA 		Click to
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Capital 211.47M
Leverage Ratio 8.87
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 12.15
Liquidity Open Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 41.81%
Liquidity Ratio 16.33%
Profitability Open Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 1.37%
Net Income 12.30M
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 59.48%
Return on Assets 0.99%
Return on Equity 11.83%