D
Open Bank
Rating Date
April 2025
Risk Based
Capital Ratio
12.50
Leverage
Ratio
9.20
Return On
Assets
0.95%
Total
Assets
2.37B
Capital
203.28M
Total
Deposits
2.03B
Net
Income
21.80M
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Weiss Ratings Open Bank
Los Angeles, CA 		Click to
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Rating D
Asset Quality Index 6.20
Capitalization Index 7.30
Liquidity Index 0.20
Profitability Index 5.20
Stability Index 3.70
Company Info Open Bank
Los Angeles, CA 		Click to
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FDIC Number 57944
Phone Number (213) 892-9999
Website www.myopenbank.com
Asset Quality Open Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth 10.16%
5-Year Asset Growth 20.12%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 4.20%
Non-Performing Loans to Loans 1.40%
Balance Sheet Open Bank
Los Angeles, CA 		Click to
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Total Assets 2.37B
Total Deposits 2.03B
Capital and Reserves Open Bank
Los Angeles, CA 		Click to
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Capital 203.28M
Leverage Ratio 9.20
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 12.50
Liquidity Open Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 41.51%
Liquidity Ratio 15.00%
Profitability Open Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 1.49%
Net Income 21.80M
Net Interest Spread 2.96%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 59.92%
Return on Assets 0.95%
Return on Equity 11.07%