D
Open Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.06
Leverage
Ratio
8.93
Return On
Assets
1.02%
Total
Assets
2.61B
Capital
219.42M
Total
Deposits
2.28B
Net
Income
19.17M
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Weiss Ratings Open Bank
Los Angeles, CA 		Click to
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Rating D
Asset Quality Index 5.90
Capitalization Index 6.90
Liquidity Index 0.20
Profitability Index 5.30
Stability Index 3.70
Company Info Open Bank
Los Angeles, CA 		Click to
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FDIC Number 57944
Phone Number (213) 892-9999
Website www.myopenbank.com
Asset Quality Open Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth 9.50%
5-Year Asset Growth 20.12%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 4.78%
Non-Performing Loans to Loans 1.60%
Balance Sheet Open Bank
Los Angeles, CA 		Click to
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Total Assets 2.61B
Total Deposits 2.28B
Capital and Reserves Open Bank
Los Angeles, CA 		Click to
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Capital 219.42M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 12.06
Liquidity Open Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 42.51%
Liquidity Ratio 15.50%
Profitability Open Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 1.37%
Net Income 19.17M
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 57.85%
Return on Assets 1.02%
Return on Equity 12.15%