D
Open Bank
Rating Date
March 2026
Risk Based
Capital Ratio
13.30
Leverage
Ratio
9.91
Return On
Assets
1.05%
Total
Assets
2.65B
Capital
252.36M
Total
Deposits
2.28B
Net
Income
26.71M
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Weiss Ratings Open Bank
Los Angeles, CA 		Click to
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Rating D
Asset Quality Index 5.70
Capitalization Index 8.40
Liquidity Index 0.20
Profitability Index 5.40
Stability Index 3.70
Company Info Open Bank
Los Angeles, CA 		Click to
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FDIC Number 57944
Phone Number (213) 892-9999
Website myopenbank.com
Asset Quality Open Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth 12.05%
5-Year Asset Growth 18.79%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 5.57%
Non-Performing Loans to Loans 1.78%
Balance Sheet Open Bank
Los Angeles, CA 		Click to
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Total Assets 2.65B
Total Deposits 2.28B
Capital and Reserves Open Bank
Los Angeles, CA 		Click to
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Capital 252.36M
Leverage Ratio 9.91
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 13.30
Liquidity Open Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 43.81%
Liquidity Ratio 15.17%
Profitability Open Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 1.37%
Net Income 26.71M
Net Interest Spread 3.19%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 57.72%
Return on Assets 1.05%
Return on Equity 12.32%