D
Open Bank
Rating Date
June 2025
Risk Based
Capital Ratio
12.24
Leverage
Ratio
9.15
Return On
Assets
0.95%
Total
Assets
2.51B
Capital
208.56M
Total
Deposits
2.19B
Net
Income
5.74M
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Weiss Ratings Open Bank
Los Angeles, CA 		Click to
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Rating D
Asset Quality Index 5.80
Capitalization Index 7.20
Liquidity Index 0.20
Profitability Index 5.30
Stability Index 3.70
Company Info Open Bank
Los Angeles, CA 		Click to
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FDIC Number 57944
Phone Number (213) 892-9999
Website www.myopenbank.com
Asset Quality Open Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth 12.46%
5-Year Asset Growth 20.12%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 4.79%
Non-Performing Loans to Loans 1.55%
Balance Sheet Open Bank
Los Angeles, CA 		Click to
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Total Assets 2.51B
Total Deposits 2.19B
Capital and Reserves Open Bank
Los Angeles, CA 		Click to
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Capital 208.56M
Leverage Ratio 9.15
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 12.24
Liquidity Open Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 40.92%
Liquidity Ratio 16.71%
Profitability Open Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 1.37%
Net Income 5.74M
Net Interest Spread 2.97%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 61.10%
Return on Assets 0.95%
Return on Equity 11.16%