C
Legacy National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy National Bank
Springdale, AR
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Rating C
Asset Quality Index 7.60
Capitalization Index 6.30
Liquidity Index 0.70
Profitability Index 4.70
Stability Index 4.30
Company Info Legacy National Bank
Springdale, AR
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FDIC Number 57953
Phone Number (479) 717-1900
Website legacyar.com
Asset Quality Legacy National Bank
Springdale, AR
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1-Year Asset Growth 11.74%
5-Year Asset Growth 19.42%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.01%
Non-Performing Loans to Capital 2.79%
Non-Performing Loans to Loans 1.22%
Balance Sheet Legacy National Bank
Springdale, AR
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Total Assets 1.19B
Total Deposits 1.08B
Capital and Reserves Legacy National Bank
Springdale, AR
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Capital 104.31M
Leverage Ratio 8.29
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 11.09
Liquidity Legacy National Bank
Springdale, AR
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Hot Money Ratio 17.32%
Liquidity Ratio 10.67%
Profitability Legacy National Bank
Springdale, AR
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5-Year Return on Average Assets 0.83%
Net Income 8.10M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 63.90%
Return on Assets 0.93%
Return on Equity 10.85%