Citizens Bank, National Association

Weiss Ratings	Citizens Bank, National Association Providence, RI	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	4.30
Capitalization Index	6.90
Liquidity Index	3.00
Profitability Index	2.50
Stability Index	9.60

Company Info	Citizens Bank, National Association Providence, RI	Click to Compare	Click to Compare	Click to Compare
FDIC Number	57957
Phone Number	(401) 900-6715
Website	www.citizensbank.com/about-us/overview.aspx

Asset Quality	Citizens Bank, National Association Providence, RI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.05%
5-Year Asset Growth	14.27%
5-Year Charge-Offs to Average Loans	0.33%
Charge-Offs to Average Loans	0.40%
Non-Performing Assets to Assets	0.95%
Non-Performing Loans to Capital	8.44%
Non-Performing Loans to Loans	1.43%

Balance Sheet	Citizens Bank, National Association Providence, RI	Click to Compare	Click to Compare	Click to Compare
Total Assets	221.75B
Total Deposits	180.78B

Capital and Reserves	Citizens Bank, National Association Providence, RI	Click to Compare	Click to Compare	Click to Compare
Capital	23.29B
Leverage Ratio	8.86
Loan Loss Reserves to Loans	1.43%
Risk-Based Capital Ratio	13.05

Liquidity	Citizens Bank, National Association Providence, RI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.68%
Liquidity Ratio	23.19%

Profitability	Citizens Bank, National Association Providence, RI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.02%
Net Income	1.71B
Net Interest Spread	3.15%
Operating Profit to Average Assets	0.96%
Overhead Efficiency Ratio	65.23%
Return on Assets	0.76%
Return on Equity	7.43%