B
Citizens Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
14.14
Leverage
Ratio
9.77
Return On
Assets
0.87%
Total
Assets
225.86B
Capital
26.84B
Total
Deposits
186.28B
Net
Income
1.92B
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Weiss Ratings Citizens Bank, National Association
Providence, RI 		Click to
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Rating B
Asset Quality Index 3.70
Capitalization Index 8.20
Liquidity Index 3.20
Profitability Index 4.30
Stability Index 9.20
Company Info Citizens Bank, National Association
Providence, RI 		Click to
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FDIC Number 57957
Phone Number (401) 900-6715
Website www.citizensbank.com/about-us/overview.aspx
Asset Quality Citizens Bank, National Association
Providence, RI 		Click to
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1-Year Asset Growth 4.00%
5-Year Asset Growth 4.64%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 1.26%
Non-Performing Loans to Capital 9.54%
Non-Performing Loans to Loans 1.97%
Balance Sheet Citizens Bank, National Association
Providence, RI 		Click to
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Total Assets 225.86B
Total Deposits 186.28B
Capital and Reserves Citizens Bank, National Association
Providence, RI 		Click to
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Capital 26.84B
Leverage Ratio 9.77
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 14.14
Liquidity Citizens Bank, National Association
Providence, RI 		Click to
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Hot Money Ratio 7.44%
Liquidity Ratio 27.63%
Profitability Citizens Bank, National Association
Providence, RI 		Click to
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5-Year Return on Average Assets 0.87%
Net Income 1.92B
Net Interest Spread 3.07%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 62.59%
Return on Assets 0.87%
Return on Equity 7.44%