B
Citizens Bank, National Association
Rating Date
April 2025
Risk Based
Capital Ratio
14.16
Leverage
Ratio
9.56
Return On
Assets
0.71%
Total
Assets
217.18B
Capital
24.39B
Total
Deposits
178.00B
Net
Income
1.56B
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Weiss Ratings Citizens Bank, National Association
Providence, RI 		Click to
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Rating B
Asset Quality Index 3.80
Capitalization Index 7.80
Liquidity Index 3.10
Profitability Index 3.70
Stability Index 9.30
Company Info Citizens Bank, National Association
Providence, RI 		Click to
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FDIC Number 57957
Phone Number (401) 900-6715
Website www.citizensbank.com/about-us/overview.aspx
Asset Quality Citizens Bank, National Association
Providence, RI 		Click to
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1-Year Asset Growth -2.06%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 1.21%
Non-Performing Loans to Capital 9.75%
Non-Performing Loans to Loans 1.88%
Balance Sheet Citizens Bank, National Association
Providence, RI 		Click to
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Total Assets 217.18B
Total Deposits 178.00B
Capital and Reserves Citizens Bank, National Association
Providence, RI 		Click to
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Capital 24.39B
Leverage Ratio 9.56
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio 14.16
Liquidity Citizens Bank, National Association
Providence, RI 		Click to
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Hot Money Ratio 7.90%
Liquidity Ratio 25.64%
Profitability Citizens Bank, National Association
Providence, RI 		Click to
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5-Year Return on Average Assets 0.95%
Net Income 1.56B
Net Interest Spread 2.92%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 65.71%
Return on Assets 0.71%
Return on Equity 6.61%