B
Citizens Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
14.31
Leverage
Ratio
9.80
Return On
Assets
0.85%
Total
Assets
222.11B
Capital
26.41B
Total
Deposits
183.74B
Net
Income
1.39B
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Weiss Ratings Citizens Bank, National Association
Providence, RI 		Click to
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Rating B
Asset Quality Index 3.70
Capitalization Index 8.20
Liquidity Index 3.20
Profitability Index 4.00
Stability Index 9.10
Company Info Citizens Bank, National Association
Providence, RI 		Click to
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FDIC Number 57957
Phone Number (401) 900-6715
Website www.citizensbank.com/about-us/overview.aspx
Asset Quality Citizens Bank, National Association
Providence, RI 		Click to
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1-Year Asset Growth 1.17%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 1.21%
Non-Performing Loans to Capital 9.37%
Non-Performing Loans to Loans 1.89%
Balance Sheet Citizens Bank, National Association
Providence, RI 		Click to
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Total Assets 222.11B
Total Deposits 183.74B
Capital and Reserves Citizens Bank, National Association
Providence, RI 		Click to
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Capital 26.41B
Leverage Ratio 9.80
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 14.31
Liquidity Citizens Bank, National Association
Providence, RI 		Click to
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Hot Money Ratio 7.39%
Liquidity Ratio 27.16%
Profitability Citizens Bank, National Association
Providence, RI 		Click to
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5-Year Return on Average Assets 0.87%
Net Income 1.39B
Net Interest Spread 3.04%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 62.91%
Return on Assets 0.85%
Return on Equity 7.26%