B
Citizens Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
13.75
Leverage
Ratio
9.39
Return On
Assets
1.00%
Total
Assets
232.52B
Capital
26.48B
Total
Deposits
188.73B
Net
Income
1.13B
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Weiss Ratings Citizens Bank, National Association
Providence, RI 		Click to
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Rating B
Asset Quality Index 3.90
Capitalization Index 7.60
Liquidity Index 3.20
Profitability Index 4.40
Stability Index 9.50
Company Info Citizens Bank, National Association
Providence, RI 		Click to
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FDIC Number 57957
Phone Number (401) 900-6715
Website www.citizensbank.com/about-us/overview.aspx
Asset Quality Citizens Bank, National Association
Providence, RI 		Click to
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1-Year Asset Growth 6.67%
5-Year Asset Growth 4.64%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 1.13%
Non-Performing Loans to Capital 8.84%
Non-Performing Loans to Loans 1.75%
Balance Sheet Citizens Bank, National Association
Providence, RI 		Click to
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Total Assets 232.52B
Total Deposits 188.73B
Capital and Reserves Citizens Bank, National Association
Providence, RI 		Click to
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Capital 26.48B
Leverage Ratio 9.39
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 13.75
Liquidity Citizens Bank, National Association
Providence, RI 		Click to
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Hot Money Ratio 7.31%
Liquidity Ratio 26.97%
Profitability Citizens Bank, National Association
Providence, RI 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 1.13B
Net Interest Spread 3.21%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 60.61%
Return on Assets 1.00%
Return on Equity 8.51%