B
Farmers State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Mason City, IA
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 3.40
Stability Index 5.00
Company Info Farmers State Bank
Mason City, IA
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FDIC Number 5797
Phone Number (641) 424-3053
Website www.fsbbanks.com/
Asset Quality Farmers State Bank
Mason City, IA
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1-Year Asset Growth 1.93%
5-Year Asset Growth 2.78%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 4.19%
Non-Performing Loans to Loans 0.55%
Balance Sheet Farmers State Bank
Mason City, IA
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Total Assets 224.16M
Total Deposits 177.10M
Capital and Reserves Farmers State Bank
Mason City, IA
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Capital 20.03M
Leverage Ratio 12.79
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Mason City, IA
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Hot Money Ratio 19.53%
Liquidity Ratio 27.63%
Profitability Farmers State Bank
Mason City, IA
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5-Year Return on Average Assets 0.79%
Net Income 596.00K
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 62.56%
Return on Assets 1.09%
Return on Equity 12.16%