C
Huron Valley State Bank
MilfordMI
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Huron Valley State Bank
Milford, MI
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Rating C
Asset Quality Index 4.30
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 5.90
Stability Index 4.30
Company Info Huron Valley State Bank
Milford, MI
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FDIC Number 57990
Phone Number (248) 684-9626
Website www.hvsb.com
Asset Quality Huron Valley State Bank
Milford, MI
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1-Year Asset Growth 7.71%
5-Year Asset Growth 11.52%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.43%
Non-Performing Loans to Capital 16.69%
Non-Performing Loans to Loans 3.06%
Balance Sheet Huron Valley State Bank
Milford, MI
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Total Assets 261.05M
Total Deposits 231.41M
Capital and Reserves Huron Valley State Bank
Milford, MI
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Capital 28.07M
Leverage Ratio 11.16
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 13.64
Liquidity Huron Valley State Bank
Milford, MI
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Hot Money Ratio 21.03%
Liquidity Ratio 16.30%
Profitability Huron Valley State Bank
Milford, MI
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5-Year Return on Average Assets 0.99%
Net Income 2.22M
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 65.29%
Return on Assets 1.18%
Return on Equity 11.07%