| Weiss Ratings |
United Bank
Atmore, AL |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 10.00 | |||
| Company Info |
United Bank
Atmore, AL |
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| FDIC Number | 58 | |||
| Phone Number | (251) 446-6000 | |||
| Website | www.unitedbank.com | |||
| Asset Quality |
United Bank
Atmore, AL |
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| 1-Year Asset Growth | 4.53% | |||
| 5-Year Asset Growth | 9.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 4.89% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
United Bank
Atmore, AL |
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| Total Assets | 1.48B | |||
| Total Deposits | 1.22B | |||
| Capital and Reserves |
United Bank
Atmore, AL |
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| Capital | 221.08M | |||
| Leverage Ratio | 15.79 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 21.86 | |||
| Liquidity |
United Bank
Atmore, AL |
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| Hot Money Ratio | 18.02% | |||
| Liquidity Ratio | 27.57% | |||
| Profitability |
United Bank
Atmore, AL |
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| 5-Year Return on Average Assets | 1.65% | |||
| Net Income | 9.54M | |||
| Net Interest Spread | 4.39% | |||
| Operating Profit to Average Assets | 1.65% | |||
| Overhead Efficiency Ratio | 62.83% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 8.82% | |||