B
United Bank
AtmoreAL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Bank
Atmore, AL
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Rating B
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 6.00
Stability Index 10.00
Company Info United Bank
Atmore, AL
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FDIC Number 58
Phone Number (251) 446-6000
Website www.unitedbank.com
Asset Quality United Bank
Atmore, AL
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1-Year Asset Growth 3.74%
5-Year Asset Growth 9.75%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 1.17%
Non-Performing Loans to Capital 6.49%
Non-Performing Loans to Loans 1.82%
Balance Sheet United Bank
Atmore, AL
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Total Assets 1.45B
Total Deposits 1.19B
Capital and Reserves United Bank
Atmore, AL
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Capital 213.04M
Leverage Ratio 15.38
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 21.89
Liquidity United Bank
Atmore, AL
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Hot Money Ratio 18.08%
Liquidity Ratio 29.35%
Profitability United Bank
Atmore, AL
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5-Year Return on Average Assets 1.68%
Net Income 18.67M
Net Interest Spread 4.54%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 60.73%
Return on Assets 1.29%
Return on Equity 9.32%