Freedom Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 3.8 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Good asset quality (6.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.3. Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 1.9 has resulted in Excellent (9.8) profitability.
Asset Mix:
Comm re (36%), comm loans (17%), home mtgs (16%), cash (11%), home eq lns (6%), consumer loans (1%), other (13%)
States with Branches:
MT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Freedom Bancorporation
Investment Rating
--
Address
530 9th St. West
Columbia Falls, MT 59912
Columbia Falls, MT 59912
Phone Number
(406) 892-1776
Year Founded
2005
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.