B
Two Rivers Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Two Rivers Bank & Trust
Burlington, IA
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Rating B
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 4.50
Stability Index 9.60
Company Info Two Rivers Bank & Trust
Burlington, IA
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FDIC Number 58013
Phone Number (319) 753-9100
Website www.tworivers.bank
Asset Quality Two Rivers Bank & Trust
Burlington, IA
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1-Year Asset Growth -2.05%
5-Year Asset Growth 7.32%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.93%
Non-Performing Loans to Capital 7.43%
Non-Performing Loans to Loans 1.20%
Balance Sheet Two Rivers Bank & Trust
Burlington, IA
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Total Assets 1.15B
Total Deposits 988.48M
Capital and Reserves Two Rivers Bank & Trust
Burlington, IA
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Capital 144.15M
Leverage Ratio 11.61
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity Two Rivers Bank & Trust
Burlington, IA
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Hot Money Ratio 7.33%
Liquidity Ratio 19.63%
Profitability Two Rivers Bank & Trust
Burlington, IA
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5-Year Return on Average Assets 0.91%
Net Income 8.49M
Net Interest Spread 3.20%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 65.56%
Return on Assets 0.95%
Return on Equity 8.22%