Saint Louis Bank
Major Rating Factors:
A current level of 14.9 percent of nonperforming loans to core capital combined with 2.3 percent from a year earlier contributes to the Fair asset quality (4.4). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.0 has resulted in Fair (4.0) profitability.
Other Rating Factors:
Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 8.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Comm re (29%), comm loans (23%), securities (11%), cash (6%), home mtgs (5%), home eq lns (3%), consumer loans (1%), other (21%)
States with Branches:
IL, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
St. Louis Bancshares, Inc.
Investment Rating
--
Address
9811 South 40 Drive
Saint Louis, MO 63124
Saint Louis, MO 63124
Phone Number
(314) 851-6200
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.