Saint Louis Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.0 has resulted in Fair (3.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 11.1 and a capital leverage ratio of 8.5. A current level of 5.0 percent of nonperforming loans to core capital combined with 11.1 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Comm re (28%), comm loans (23%), securities (10%), home mtgs (5%), cash (3%), home eq lns (3%), consumer loans (1%), other (27%)
States with Branches:
IL, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
St. Louis Bancshares, Inc.
Investment Rating
--
Address
9811 South 40 Drive
Saint Louis, MO 63124
Saint Louis, MO 63124
Phone Number
(314) 851-6200
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.