Paradise Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 8.7.
Other Rating Factors:
Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.5 has resulted in Excellent (9.8) profitability. A current level of 1.9 percent of nonperforming loans to core capital combined with 2.8 percent from a year earlier contributes to the Excellent asset quality (7.7).
Asset Mix:
Comm re (28%), home eq lns (20%), securities (10%), cash (10%), home mtgs (8%), comm loans (5%), consumer loans (0%), other (18%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Paradise Bancorp, Inc.
Investment Rating
--
Address
3800 North Federal Highway
Boca Raton, FL 33431
Boca Raton, FL 33431
Phone Number
(561) 392-5444
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.