C
First Resource Bank
Wayzata,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Resource Bank
Wayzata, MN
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Rating C
Asset Quality Index 7.20
Capitalization Index 6.30
Liquidity Index 3.80
Profitability Index 4.70
Stability Index 6.50
Company Info First Resource Bank
Wayzata, MN
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FDIC Number 58039
Phone Number (651) 785-9320
Website www.myfrbank.com
Asset Quality First Resource Bank
Wayzata, MN
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1-Year Asset Growth 47.38%
5-Year Asset Growth 38.72%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.78%
Non-Performing Loans to Loans 0.33%
Balance Sheet First Resource Bank
Wayzata, MN
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Total Assets 1.08B
Total Deposits 893.25M
Capital and Reserves First Resource Bank
Wayzata, MN
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Capital 100.47M
Leverage Ratio 8.34
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 12.77
Liquidity First Resource Bank
Wayzata, MN
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Hot Money Ratio 13.24%
Liquidity Ratio 21.69%
Profitability First Resource Bank
Wayzata, MN
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5-Year Return on Average Assets 0.71%
Net Income 4.15M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 64.47%
Return on Assets 0.90%
Return on Equity 10.13%