| Weiss Ratings |
First Commerce Bank
Lakewood, NJ |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 7.60 | |||
| Company Info |
First Commerce Bank
Lakewood, NJ |
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| FDIC Number | 58054 | |||
| Phone Number | (732) 364-0032 | |||
| Website | www.firstcommercebk.com | |||
| Asset Quality |
First Commerce Bank
Lakewood, NJ |
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| 1-Year Asset Growth | 16.30% | |||
| 5-Year Asset Growth | 14.45% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 5.36% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
First Commerce Bank
Lakewood, NJ |
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| Total Assets | 1.96B | |||
| Total Deposits | 1.44B | |||
| Capital and Reserves |
First Commerce Bank
Lakewood, NJ |
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| Capital | 192.54M | |||
| Leverage Ratio | 10.15 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | 12.12 | |||
| Liquidity |
First Commerce Bank
Lakewood, NJ |
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| Hot Money Ratio | 25.30% | |||
| Liquidity Ratio | 9.99% | |||
| Profitability |
First Commerce Bank
Lakewood, NJ |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 8.95M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 63.09% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 9.65% | |||