| Weiss Ratings |
First Commerce Bank
Lakewood, NJ |
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| Rating | ||||
| Asset Quality Index | 2.30 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 9.10 | |||
| Company Info |
First Commerce Bank
Lakewood, NJ |
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| FDIC Number | 58054 | |||
| Phone Number | (732) 364-0032 | |||
| Website | www.firstcommercebk.com | |||
| Asset Quality |
First Commerce Bank
Lakewood, NJ |
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| 1-Year Asset Growth | 8.92% | |||
| 5-Year Asset Growth | 10.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 2.39% | |||
| Non-Performing Loans to Capital | 20.79% | |||
| Non-Performing Loans to Loans | 3.02% | |||
| Balance Sheet |
First Commerce Bank
Lakewood, NJ |
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| Total Assets | 1.58B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
First Commerce Bank
Lakewood, NJ |
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| Capital | 167.22M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 13.29 | |||
| Liquidity |
First Commerce Bank
Lakewood, NJ |
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| Hot Money Ratio | 42.73% | |||
| Liquidity Ratio | 17.17% | |||
| Profitability |
First Commerce Bank
Lakewood, NJ |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 1.73M | |||
| Net Interest Spread | 2.30% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 77.72% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 4.12% | |||