C
Flint Community Bank
AlbanyGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Flint Community Bank
Albany, GA
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Rating C
Asset Quality Index 3.70
Capitalization Index 7.20
Liquidity Index 1.10
Profitability Index 7.90
Stability Index 7.30
Company Info Flint Community Bank
Albany, GA
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FDIC Number 58074
Phone Number (229) 903-1400
Website www.flint.bank
Asset Quality Flint Community Bank
Albany, GA
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1-Year Asset Growth 7.59%
5-Year Asset Growth 4.25%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.64%
Non-Performing Loans to Capital 15.29%
Non-Performing Loans to Loans 1.98%
Balance Sheet Flint Community Bank
Albany, GA
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Total Assets 330.57M
Total Deposits 283.70M
Capital and Reserves Flint Community Bank
Albany, GA
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Capital 30.28M
Leverage Ratio 9.16
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 13.44
Liquidity Flint Community Bank
Albany, GA
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Hot Money Ratio 15.08%
Liquidity Ratio 15.82%
Profitability Flint Community Bank
Albany, GA
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5-Year Return on Average Assets 1.64%
Net Income 4.90M
Net Interest Spread 4.30%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 54.99%
Return on Assets 1.98%
Return on Equity 22.38%