Putnam 1st Mercantile Bank
| Weiss Ratings |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 3.70 | |||
| Company Info |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| FDIC Number | 58079 | |||
| Phone Number | (931) 528-6372 | |||
| Website | www.1stmerc.net/ | |||
| Asset Quality |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| 1-Year Asset Growth | 6.71% | |||
| 5-Year Asset Growth | 3.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.89% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Total Assets | 170.99M | |||
| Total Deposits | 152.69M | |||
| Capital and Reserves |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Capital | 16.28M | |||
| Leverage Ratio | 11.88 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Hot Money Ratio | 47.52% | |||
| Liquidity Ratio | 14.54% | |||
| Profitability |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 2.51M | |||
| Net Interest Spread | 3.72% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 54.57% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 16.91% | |||