Putnam 1st Mercantile Bank
| Weiss Ratings |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| FDIC Number | 58079 | |||
| Phone Number | (931) 528-6372 | |||
| Website | www.1stmerc.net/ | |||
| Asset Quality |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| 1-Year Asset Growth | 0.66% | |||
| 5-Year Asset Growth | 5.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 1.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Total Assets | 153.69M | |||
| Total Deposits | 137.39M | |||
| Capital and Reserves |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Capital | 14.73M | |||
| Leverage Ratio | 12.72 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| Hot Money Ratio | 41.13% | |||
| Liquidity Ratio | 16.49% | |||
| Profitability |
Putnam 1st Mercantile Bank
Cookeville, TN |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 1.11M | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 57.03% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 15.73% | |||