| Weiss Ratings |
Austin Capital Bank SSB
Austin, TX |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 4.60 | |||
| Company Info |
Austin Capital Bank SSB
Austin, TX |
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| FDIC Number | 58082 | |||
| Phone Number | (512) 693-3600 | |||
| Website | austincapitalbank.com | |||
| Asset Quality |
Austin Capital Bank SSB
Austin, TX |
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| 1-Year Asset Growth | -8.62% | |||
| 5-Year Asset Growth | 12.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.72% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Austin Capital Bank SSB
Austin, TX |
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| Total Assets | 422.41M | |||
| Total Deposits | 336.34M | |||
| Capital and Reserves |
Austin Capital Bank SSB
Austin, TX |
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| Capital | 42.49M | |||
| Leverage Ratio | 9.27 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Risk-Based Capital Ratio | 39.62 | |||
| Liquidity |
Austin Capital Bank SSB
Austin, TX |
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| Hot Money Ratio | 12.34% | |||
| Liquidity Ratio | 5.78% | |||
| Profitability |
Austin Capital Bank SSB
Austin, TX |
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| 5-Year Return on Average Assets | 0.22% | |||
| Net Income | 848.00K | |||
| Net Interest Spread | 6.75% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 87.67% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 8.03% | |||