C
Austin Capital Bank SSB
AustinTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Austin Capital Bank SSB
Austin, TX
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Rating C
Asset Quality Index 5.40
Capitalization Index 5.80
Liquidity Index 0.70
Profitability Index 2.50
Stability Index 3.30
Company Info Austin Capital Bank SSB
Austin, TX
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FDIC Number 58082
Phone Number (512) 693-3600
Website www.austincapitalbank.com
Asset Quality Austin Capital Bank SSB
Austin, TX
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1-Year Asset Growth 36.75%
5-Year Asset Growth 45.98%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 1.22%
Non-Performing Loans to Loans 0.07%
Balance Sheet Austin Capital Bank SSB
Austin, TX
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Total Assets 503.77M
Total Deposits 430.91M
Capital and Reserves Austin Capital Bank SSB
Austin, TX
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Capital 38.77M
Leverage Ratio 7.76
Loan Loss Reserves to Loans 0.36%
Risk-Based Capital Ratio 33.86
Liquidity Austin Capital Bank SSB
Austin, TX
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Hot Money Ratio 16.44%
Liquidity Ratio 9.25%
Profitability Austin Capital Bank SSB
Austin, TX
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5-Year Return on Average Assets 0.46%
Net Income 1.86M
Net Interest Spread 6.63%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 89.00%
Return on Assets 0.80%
Return on Equity 9.85%