C
Austin Capital Bank SSB
AustinTX
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Austin Capital Bank SSB
Austin, TX
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Rating C
Asset Quality Index 3.80
Capitalization Index 6.00
Liquidity Index 0.70
Profitability Index 1.60
Stability Index 3.80
Company Info Austin Capital Bank SSB
Austin, TX
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FDIC Number 58082
Phone Number (512) 693-3600
Website www.austincapitalbank.com
Asset Quality Austin Capital Bank SSB
Austin, TX
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1-Year Asset Growth 48.97%
5-Year Asset Growth 45.98%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 6.41%
Non-Performing Loans to Loans 0.01%
Balance Sheet Austin Capital Bank SSB
Austin, TX
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Total Assets 462.23M
Total Deposits 376.45M
Capital and Reserves Austin Capital Bank SSB
Austin, TX
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Capital 37.69M
Leverage Ratio 8.04
Loan Loss Reserves to Loans 0.39%
Risk-Based Capital Ratio 32.66
Liquidity Austin Capital Bank SSB
Austin, TX
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Hot Money Ratio 18.45%
Liquidity Ratio 8.93%
Profitability Austin Capital Bank SSB
Austin, TX
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5-Year Return on Average Assets 0.46%
Net Income 568.00K
Net Interest Spread 6.59%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 91.78%
Return on Assets 0.51%
Return on Equity 6.09%