| Weiss Ratings |
Austin Capital Bank SSB
Austin, TX |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 4.50 | |||
| Company Info |
Austin Capital Bank SSB
Austin, TX |
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| FDIC Number | 58082 | |||
| Phone Number | (512) 693-3600 | |||
| Website | austincapitalbank.com | |||
| Asset Quality |
Austin Capital Bank SSB
Austin, TX |
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| 1-Year Asset Growth | 16.16% | |||
| 5-Year Asset Growth | 45.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 1.99% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
Austin Capital Bank SSB
Austin, TX |
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| Total Assets | 485.39M | |||
| Total Deposits | 391.24M | |||
| Capital and Reserves |
Austin Capital Bank SSB
Austin, TX |
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| Capital | 40.29M | |||
| Leverage Ratio | 7.75 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Risk-Based Capital Ratio | 37.80 | |||
| Liquidity |
Austin Capital Bank SSB
Austin, TX |
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| Hot Money Ratio | 11.82% | |||
| Liquidity Ratio | 8.69% | |||
| Profitability |
Austin Capital Bank SSB
Austin, TX |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 3.16M | |||
| Net Interest Spread | 6.65% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 87.01% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 10.99% | |||