C
Austin Capital Bank SSB
AustinTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Austin Capital Bank SSB
Austin, TX
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Rating C
Asset Quality Index 5.30
Capitalization Index 6.60
Liquidity Index 0.90
Profitability Index 3.50
Stability Index 4.30
Company Info Austin Capital Bank SSB
Austin, TX
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FDIC Number 58082
Phone Number (512) 693-3600
Website austincapitalbank.com
Asset Quality Austin Capital Bank SSB
Austin, TX
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1-Year Asset Growth 2.23%
5-Year Asset Growth 12.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.49%
Non-Performing Loans to Loans 0.15%
Balance Sheet Austin Capital Bank SSB
Austin, TX
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Total Assets 469.19M
Total Deposits 373.39M
Capital and Reserves Austin Capital Bank SSB
Austin, TX
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Capital 41.98M
Leverage Ratio 8.62
Loan Loss Reserves to Loans 0.39%
Risk-Based Capital Ratio 37.74
Liquidity Austin Capital Bank SSB
Austin, TX
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Hot Money Ratio 12.90%
Liquidity Ratio 8.78%
Profitability Austin Capital Bank SSB
Austin, TX
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5-Year Return on Average Assets 0.46%
Net Income 4.90M
Net Interest Spread 6.67%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 86.84%
Return on Assets 1.04%
Return on Equity 12.54%