SouthPoint Bank
| Weiss Ratings |
SouthPoint Bank
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 1.50 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 4.10 | |||
| Company Info |
SouthPoint Bank
Birmingham, AL |
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| FDIC Number | 58088 | |||
| Phone Number | (205) 503-5000 | |||
| Website | www.southpoint.bank | |||
| Asset Quality |
SouthPoint Bank
Birmingham, AL |
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| 1-Year Asset Growth | -18.77% | |||
| 5-Year Asset Growth | 34.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.93% | |||
| Charge-Offs to Average Loans | 4.18% | |||
| Non-Performing Assets to Assets | 3.28% | |||
| Non-Performing Loans to Capital | 30.85% | |||
| Non-Performing Loans to Loans | 3.66% | |||
| Balance Sheet |
SouthPoint Bank
Birmingham, AL |
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| Total Assets | 1.36B | |||
| Total Deposits | 1.25B | |||
| Capital and Reserves |
SouthPoint Bank
Birmingham, AL |
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| Capital | 104.51M | |||
| Leverage Ratio | 6.86 | |||
| Loan Loss Reserves to Loans | 2.74% | |||
| Risk-Based Capital Ratio | 10.18 | |||
| Liquidity |
SouthPoint Bank
Birmingham, AL |
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| Hot Money Ratio | 28.86% | |||
| Liquidity Ratio | 17.16% | |||
| Profitability |
SouthPoint Bank
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | -12.42M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | -2.34% | |||
| Overhead Efficiency Ratio | 65.81% | |||
| Return on Assets | -1.73% | |||
| Return on Equity | -21.93% | |||