SouthPoint Bank
| Weiss Ratings |
SouthPoint Bank
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 1.60 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 4.70 | |||
| Company Info |
SouthPoint Bank
Birmingham, AL |
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| FDIC Number | 58088 | |||
| Phone Number | (205) 503-5000 | |||
| Website | www.southpoint.bank | |||
| Asset Quality |
SouthPoint Bank
Birmingham, AL |
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| 1-Year Asset Growth | -11.23% | |||
| 5-Year Asset Growth | 34.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.62% | |||
| Charge-Offs to Average Loans | 1.60% | |||
| Non-Performing Assets to Assets | 2.79% | |||
| Non-Performing Loans to Capital | 30.03% | |||
| Non-Performing Loans to Loans | 3.53% | |||
| Balance Sheet |
SouthPoint Bank
Birmingham, AL |
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| Total Assets | 1.56B | |||
| Total Deposits | 1.44B | |||
| Capital and Reserves |
SouthPoint Bank
Birmingham, AL |
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| Capital | 116.96M | |||
| Leverage Ratio | 7.07 | |||
| Loan Loss Reserves to Loans | 2.30% | |||
| Risk-Based Capital Ratio | 10.52 | |||
| Liquidity |
SouthPoint Bank
Birmingham, AL |
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| Hot Money Ratio | 28.13% | |||
| Liquidity Ratio | 20.00% | |||
| Profitability |
SouthPoint Bank
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | -9.10M | |||
| Net Interest Spread | 3.18% | |||
| Operating Profit to Average Assets | -0.69% | |||
| Overhead Efficiency Ratio | 58.63% | |||
| Return on Assets | -0.54% | |||
| Return on Equity | -7.11% | |||