SouthPoint Bank
Weiss Ratings |
SouthPoint Bank
Birmingham, AL |
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Rating | ||||
Asset Quality Index | 1.40 | |||
Capitalization Index | 4.90 | |||
Liquidity Index | 2.00 | |||
Profitability Index | 0.00 | |||
Stability Index | 4.20 | |||
Company Info |
SouthPoint Bank
Birmingham, AL |
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FDIC Number | 58088 | |||
Phone Number | (205) 503-5000 | |||
Website | www.southpoint.bank | |||
Asset Quality |
SouthPoint Bank
Birmingham, AL |
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1-Year Asset Growth | 5.88% | |||
5-Year Asset Growth | 65.89% | |||
5-Year Charge-Offs to Average Loans | 0.62% | |||
Charge-Offs to Average Loans | 0.00% | |||
Non-Performing Assets to Assets | 2.59% | |||
Non-Performing Loans to Capital | 33.67% | |||
Non-Performing Loans to Loans | 3.15% | |||
Balance Sheet |
SouthPoint Bank
Birmingham, AL |
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Total Assets | 1.79B | |||
Total Deposits | 1.65B | |||
Capital and Reserves |
SouthPoint Bank
Birmingham, AL |
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Capital | 128.45M | |||
Leverage Ratio | 6.91 | |||
Loan Loss Reserves to Loans | 1.10% | |||
Risk-Based Capital Ratio | 9.32 | |||
Liquidity |
SouthPoint Bank
Birmingham, AL |
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Hot Money Ratio | 29.64% | |||
Liquidity Ratio | 14.20% | |||
Profitability |
SouthPoint Bank
Birmingham, AL |
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5-Year Return on Average Assets | 0.99% | |||
Net Income | 2.21M | |||
Net Interest Spread | 2.93% | |||
Operating Profit to Average Assets | 0.62% | |||
Overhead Efficiency Ratio | 60.35% | |||
Return on Assets | 0.49% | |||
Return on Equity | 6.95% | |||