SouthPoint Bank
| Weiss Ratings |
SouthPoint Bank
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 1.30 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 4.60 | |||
| Company Info |
SouthPoint Bank
Birmingham, AL |
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| FDIC Number | 58088 | |||
| Phone Number | (205) 503-5000 | |||
| Website | www.southpoint.bank | |||
| Asset Quality |
SouthPoint Bank
Birmingham, AL |
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| 1-Year Asset Growth | -10.74% | |||
| 5-Year Asset Growth | 65.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.62% | |||
| Charge-Offs to Average Loans | 0.57% | |||
| Non-Performing Assets to Assets | 3.20% | |||
| Non-Performing Loans to Capital | 40.49% | |||
| Non-Performing Loans to Loans | 3.86% | |||
| Balance Sheet |
SouthPoint Bank
Birmingham, AL |
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| Total Assets | 1.60B | |||
| Total Deposits | 1.45B | |||
| Capital and Reserves |
SouthPoint Bank
Birmingham, AL |
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| Capital | 132.98M | |||
| Leverage Ratio | 7.73 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | 10.87 | |||
| Liquidity |
SouthPoint Bank
Birmingham, AL |
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| Hot Money Ratio | 29.51% | |||
| Liquidity Ratio | 13.04% | |||
| Profitability |
SouthPoint Bank
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 6.80M | |||
| Net Interest Spread | 3.19% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 57.38% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 7.02% | |||