SouthPoint Bank
| Weiss Ratings |
SouthPoint Bank
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 1.40 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 4.20 | |||
| Company Info |
SouthPoint Bank
Birmingham, AL |
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| FDIC Number | 58088 | |||
| Phone Number | (205) 503-5000 | |||
| Website | www.southpoint.bank | |||
| Asset Quality |
SouthPoint Bank
Birmingham, AL |
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| 1-Year Asset Growth | 5.88% | |||
| 5-Year Asset Growth | 65.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.62% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.59% | |||
| Non-Performing Loans to Capital | 33.67% | |||
| Non-Performing Loans to Loans | 3.15% | |||
| Balance Sheet |
SouthPoint Bank
Birmingham, AL |
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| Total Assets | 1.79B | |||
| Total Deposits | 1.65B | |||
| Capital and Reserves |
SouthPoint Bank
Birmingham, AL |
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| Capital | 128.45M | |||
| Leverage Ratio | 6.91 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 9.32 | |||
| Liquidity |
SouthPoint Bank
Birmingham, AL |
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| Hot Money Ratio | 29.64% | |||
| Liquidity Ratio | 14.20% | |||
| Profitability |
SouthPoint Bank
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 2.21M | |||
| Net Interest Spread | 2.93% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 60.35% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 6.95% | |||