B
Idaho First Bank
McCallID
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Idaho First Bank
McCall, ID
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Rating B
Asset Quality Index 8.30
Capitalization Index 8.70
Liquidity Index 4.20
Profitability Index 3.90
Stability Index 7.20
Company Info Idaho First Bank
McCall, ID
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FDIC Number 58095
Phone Number (208) 634-1000
Website www.idahofirstbank.com
Asset Quality Idaho First Bank
McCall, ID
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1-Year Asset Growth 63.33%
5-Year Asset Growth 55.22%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.18%
Non-Performing Loans to Loans 0.03%
Balance Sheet Idaho First Bank
McCall, ID
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Total Assets 1.25B
Total Deposits 1.12B
Capital and Reserves Idaho First Bank
McCall, ID
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Capital 118.20M
Leverage Ratio 10.16
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 16.49
Liquidity Idaho First Bank
McCall, ID
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Hot Money Ratio 6.87%
Liquidity Ratio 45.11%
Profitability Idaho First Bank
McCall, ID
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5-Year Return on Average Assets 0.81%
Net Income 4.99M
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 65.10%
Return on Assets 0.65%
Return on Equity 6.67%