C
Flagship Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.81
Return On
Assets
0.99%
Total
Assets
712.52M
Capital
92.05M
Total
Deposits
599.82M
Net
Income
5.14M
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Weiss Ratings Flagship Bank
Clearwater, FL 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 4.90
Stability Index 7.50
Company Info Flagship Bank
Clearwater, FL 		Click to
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FDIC Number 58113
Phone Number (727) 451-2020
Website www.flagshipbank.com
Asset Quality Flagship Bank
Clearwater, FL 		Click to
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1-Year Asset Growth 8.05%
5-Year Asset Growth 64.14%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.86%
Non-Performing Loans to Loans 0.13%
Balance Sheet Flagship Bank
Clearwater, FL 		Click to
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Total Assets 712.52M
Total Deposits 599.82M
Capital and Reserves Flagship Bank
Clearwater, FL 		Click to
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Capital 92.05M
Leverage Ratio 11.81
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio --
Liquidity Flagship Bank
Clearwater, FL 		Click to
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Hot Money Ratio 13.39%
Liquidity Ratio 19.89%
Profitability Flagship Bank
Clearwater, FL 		Click to
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5-Year Return on Average Assets 0.46%
Net Income 5.14M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 60.65%
Return on Assets 0.99%
Return on Equity 7.75%