Bank of Belleville
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.0 has resulted in Fair (4.1) profitability.
Other Rating Factors:
Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.1 and a capital leverage ratio of 8.4. A current level of 15.8 percent of nonperforming loans to core capital combined with 16.3 percent from a year earlier contributes to the Fair asset quality (4.0).
Asset Mix:
Comm re (26%), securities (19%), home mtgs (16%), comm loans (14%), cash (6%), home eq lns (2%), consumer loans (0%), other (16%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Belleville Bancorp, Inc.
Investment Rating
--
Address
215 South Illinois Street
Belleville, IL 62220
Belleville, IL 62220
Phone Number
(618) 233-6400
Year Founded
2005
FDIC Number
Website
Largest Affiliates
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