OakStar Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.3) profitability.
Other Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 9.8. A current level of 3.5 percent of nonperforming loans to core capital combined with 2.7 percent from a year earlier contributes to the Excellent asset quality (7.2).
Asset Mix:
Comm re (27%), home mtgs (14%), comm loans (11%), home eq lns (4%), securities (3%), cash (2%), consumer loans (2%), other (37%)
States with Branches:
CO, KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
OakStar Bancshares, Inc.
Investment Rating
--
Address
1020 East Battlefield Road
Springfield, MO 65807
Springfield, MO 65807
Phone Number
(417) 877-2020
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.