C
OakStar Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OakStar Bank
Springfield, MO
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Rating C
Asset Quality Index 7.20
Capitalization Index 8.20
Liquidity Index 1.00
Profitability Index 5.30
Stability Index 4.30
Company Info OakStar Bank
Springfield, MO
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FDIC Number 58115
Phone Number (417) 877-2020
Website www.oakstarbank.com
Asset Quality OakStar Bank
Springfield, MO
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1-Year Asset Growth 5.14%
5-Year Asset Growth 36.81%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.76%
Non-Performing Loans to Capital 3.47%
Non-Performing Loans to Loans 1.02%
Balance Sheet OakStar Bank
Springfield, MO
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Total Assets 2.97B
Total Deposits 2.63B
Capital and Reserves OakStar Bank
Springfield, MO
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Capital 308.53M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity OakStar Bank
Springfield, MO
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Hot Money Ratio 20.07%
Liquidity Ratio 3.22%
Profitability OakStar Bank
Springfield, MO
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5-Year Return on Average Assets 0.98%
Net Income 24.23M
Net Interest Spread 3.62%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 60.03%
Return on Assets 1.10%
Return on Equity 10.94%