C
Audubon State Bank
AudubonIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Audubon State Bank
Audubon, IA
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Rating C
Asset Quality Index 7.80
Capitalization Index 8.80
Liquidity Index 0.70
Profitability Index 7.60
Stability Index 4.30
Company Info Audubon State Bank
Audubon, IA
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FDIC Number 5814
Phone Number (712) 563-2644
Website www.audubonstatebank.com
Asset Quality Audubon State Bank
Audubon, IA
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1-Year Asset Growth 7.48%
5-Year Asset Growth 6.63%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet Audubon State Bank
Audubon, IA
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Total Assets 154.15M
Total Deposits 130.87M
Capital and Reserves Audubon State Bank
Audubon, IA
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Capital 18.07M
Leverage Ratio 10.17
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 14.55
Liquidity Audubon State Bank
Audubon, IA
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Hot Money Ratio 27.49%
Liquidity Ratio 9.27%
Profitability Audubon State Bank
Audubon, IA
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5-Year Return on Average Assets 1.54%
Net Income 1.46M
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 48.13%
Return on Assets 1.84%
Return on Equity 16.56%