SmartBiz Bank, National Association
Major Rating Factors:
A current level of 9.7 percent of nonperforming loans to core capital combined with 9.3 percent from a year earlier contributes to the Fair asset quality (4.7).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.5 and a capital leverage ratio of 14.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10).
Asset Mix:
Comm re (37%), comm loans (14%), securities (11%), home mtgs (5%), cash (1%), home eq lns (1%), other (30%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
--
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
--
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SmartBiz Bancshares, Inc.
Investment Rating
--
Address
385 Waukegan Road
Northbrook, IL 60062
Northbrook, IL 60062
Phone Number
(847) 267-1331
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.