SmartBiz Bank, National Association
Major Rating Factors:
A current level of 13.2 percent of nonperforming loans to core capital combined with 7.8 percent from a year earlier contributes to the Weak asset quality (2.2).
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 15.8 percent and a “hot money” ratio of 64.5 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Asset Mix:
Comm loans (32%), comm re (29%), home mtgs (4%), securities (2%), cash (1%), home eq lns (1%), other (31%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SmartBiz Bancshares, Inc.
Investment Rating
--
Address
385 Waukegan Road
Northbrook, IL 60062
Northbrook, IL 60062
Phone Number
(847) 267-1331
Year Founded
2006
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.