C
Bank of Lexington, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Lexington, Inc.
Lexington, KY
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Rating C
Asset Quality Index 9.20
Capitalization Index 8.40
Liquidity Index 2.70
Profitability Index 6.70
Stability Index 5.00
Company Info Bank of Lexington, Inc.
Lexington, KY
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FDIC Number 58164
Phone Number (859) 219-2900
Website www.bankoflexington.net
Asset Quality Bank of Lexington, Inc.
Lexington, KY
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1-Year Asset Growth 21.75%
5-Year Asset Growth 8.80%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Lexington, Inc.
Lexington, KY
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Total Assets 430.86M
Total Deposits 380.12M
Capital and Reserves Bank of Lexington, Inc.
Lexington, KY
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Capital 41.72M
Leverage Ratio 9.93
Loan Loss Reserves to Loans 0.56%
Risk-Based Capital Ratio 16.82
Liquidity Bank of Lexington, Inc.
Lexington, KY
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Hot Money Ratio 12.58%
Liquidity Ratio 27.22%
Profitability Bank of Lexington, Inc.
Lexington, KY
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5-Year Return on Average Assets 0.95%
Net Income 4.32M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 52.61%
Return on Assets 1.30%
Return on Equity 14.54%