C
Hardin County Savings Bank
EldoraIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hardin County Savings Bank
Eldora, IA
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Rating C
Asset Quality Index 4.80
Capitalization Index 6.60
Liquidity Index 0.50
Profitability Index 4.60
Stability Index 2.90
Company Info Hardin County Savings Bank
Eldora, IA
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FDIC Number 5817
Phone Number (641) 939-3407
Website www.hardincsb.com
Asset Quality Hardin County Savings Bank
Eldora, IA
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1-Year Asset Growth 17.25%
5-Year Asset Growth 10.60%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 7.76%
Non-Performing Loans to Loans 1.25%
Balance Sheet Hardin County Savings Bank
Eldora, IA
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Total Assets 409.36M
Total Deposits 350.58M
Capital and Reserves Hardin County Savings Bank
Eldora, IA
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Capital 18.69M
Leverage Ratio 9.38
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio 13.54
Liquidity Hardin County Savings Bank
Eldora, IA
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Hot Money Ratio 50.67%
Liquidity Ratio 19.35%
Profitability Hardin County Savings Bank
Eldora, IA
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5-Year Return on Average Assets 1.20%
Net Income 2.94M
Net Interest Spread 3.30%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 56.89%
Return on Assets 1.07%
Return on Equity 22.42%