Merchants Commercial Bank
| Weiss Ratings |
Merchants Commercial Bank
Saint Thomas, VI |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Merchants Commercial Bank
Saint Thomas, VI |
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| FDIC Number | 58184 | |||
| Phone Number | (340) 779-2265 | |||
| Website | www.merchantscommercial.bank/ | |||
| Asset Quality |
Merchants Commercial Bank
Saint Thomas, VI |
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| 1-Year Asset Growth | 7.59% | |||
| 5-Year Asset Growth | 11.59% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 1.10% | |||
| Non-Performing Loans to Capital | 9.73% | |||
| Non-Performing Loans to Loans | 2.58% | |||
| Balance Sheet |
Merchants Commercial Bank
Saint Thomas, VI |
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| Total Assets | 496.86M | |||
| Total Deposits | 386.75M | |||
| Capital and Reserves |
Merchants Commercial Bank
Saint Thomas, VI |
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| Capital | 24.81M | |||
| Leverage Ratio | 10.51 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Merchants Commercial Bank
Saint Thomas, VI |
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| Hot Money Ratio | 3.26% | |||
| Liquidity Ratio | 13.05% | |||
| Profitability |
Merchants Commercial Bank
Saint Thomas, VI |
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| 5-Year Return on Average Assets | 2.05% | |||
| Net Income | 6.65M | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 49.49% | |||
| Return on Assets | 1.77% | |||
| Return on Equity | 47.71% | |||