Merchants Commercial Bank
| Weiss Ratings |
Merchants Commercial Bank
Saint Thomas, VI |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
Merchants Commercial Bank
Saint Thomas, VI |
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| FDIC Number | 58184 | |||
| Phone Number | (340) 779-2265 | |||
| Website | www.merchantscommercial.bank/ | |||
| Asset Quality |
Merchants Commercial Bank
Saint Thomas, VI |
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| 1-Year Asset Growth | 3.82% | |||
| 5-Year Asset Growth | 11.59% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 8.43% | |||
| Non-Performing Loans to Loans | 2.37% | |||
| Balance Sheet |
Merchants Commercial Bank
Saint Thomas, VI |
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| Total Assets | 491.58M | |||
| Total Deposits | 382.53M | |||
| Capital and Reserves |
Merchants Commercial Bank
Saint Thomas, VI |
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| Capital | 18.89M | |||
| Leverage Ratio | 11.02 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Merchants Commercial Bank
Saint Thomas, VI |
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| Hot Money Ratio | 1.03% | |||
| Liquidity Ratio | 16.56% | |||
| Profitability |
Merchants Commercial Bank
Saint Thomas, VI |
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| 5-Year Return on Average Assets | 2.05% | |||
| Net Income | 2.06M | |||
| Net Interest Spread | 3.33% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 50.34% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 46.47% | |||