Merchants Commercial Bank
| Weiss Ratings |
Merchants Commercial Bank
Saint Thomas, VI |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
Merchants Commercial Bank
Saint Thomas, VI |
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| FDIC Number | 58184 | |||
| Phone Number | (340) 779-2265 | |||
| Website | www.merchantscommercial.bank/ | |||
| Asset Quality |
Merchants Commercial Bank
Saint Thomas, VI |
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| 1-Year Asset Growth | 0.25% | |||
| 5-Year Asset Growth | 11.59% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 7.87% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
Merchants Commercial Bank
Saint Thomas, VI |
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| Total Assets | 485.76M | |||
| Total Deposits | 384.71M | |||
| Capital and Reserves |
Merchants Commercial Bank
Saint Thomas, VI |
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| Capital | 16.18M | |||
| Leverage Ratio | 10.86 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Merchants Commercial Bank
Saint Thomas, VI |
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| Hot Money Ratio | 1.62% | |||
| Liquidity Ratio | 15.55% | |||
| Profitability |
Merchants Commercial Bank
Saint Thomas, VI |
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| 5-Year Return on Average Assets | 2.05% | |||
| Net Income | 4.35M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 49.80% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 49.33% | |||