Merchants Commercial Bank
| Weiss Ratings |
Merchants Commercial Bank
Saint Thomas, VI |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 5.40 | |||
| Company Info |
Merchants Commercial Bank
Saint Thomas, VI |
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| FDIC Number | 58184 | |||
| Phone Number | (340) 779-2265 | |||
| Website | www.merchantscommercial.bank/ | |||
| Asset Quality |
Merchants Commercial Bank
Saint Thomas, VI |
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| 1-Year Asset Growth | 4.16% | |||
| 5-Year Asset Growth | 13.59% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 6.98% | |||
| Non-Performing Loans to Loans | 1.76% | |||
| Balance Sheet |
Merchants Commercial Bank
Saint Thomas, VI |
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| Total Assets | 505.96M | |||
| Total Deposits | 393.71M | |||
| Capital and Reserves |
Merchants Commercial Bank
Saint Thomas, VI |
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| Capital | 31.91M | |||
| Leverage Ratio | 10.79 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Merchants Commercial Bank
Saint Thomas, VI |
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| Hot Money Ratio | 3.29% | |||
| Liquidity Ratio | 12.47% | |||
| Profitability |
Merchants Commercial Bank
Saint Thomas, VI |
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| 5-Year Return on Average Assets | 2.06% | |||
| Net Income | 4.83M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 49.76% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 33.79% | |||