B
State Central Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings State Central Bank
Bonaparte, IA
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Rating B
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 7.30
Stability Index 6.30
Company Info State Central Bank
Bonaparte, IA
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FDIC Number 5820
Phone Number (319) 592-3372
Website www.statecentralbank.com
Asset Quality State Central Bank
Bonaparte, IA
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1-Year Asset Growth 16.01%
5-Year Asset Growth 6.40%
5-Year Charge-Offs to Average Loans -2.02%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 2.52%
Non-Performing Loans to Loans 1.22%
Balance Sheet State Central Bank
Bonaparte, IA
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Total Assets 60.84M
Total Deposits 50.33M
Capital and Reserves State Central Bank
Bonaparte, IA
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Capital 10.38M
Leverage Ratio 15.54
Loan Loss Reserves to Loans 2.18%
Risk-Based Capital Ratio --
Liquidity State Central Bank
Bonaparte, IA
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Hot Money Ratio 22.20%
Liquidity Ratio 28.59%
Profitability State Central Bank
Bonaparte, IA
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5-Year Return on Average Assets 1.54%
Net Income 1.70M
Net Interest Spread 6.72%
Operating Profit to Average Assets 2.90%
Overhead Efficiency Ratio 57.38%
Return on Assets 2.90%
Return on Equity 18.41%