C
State Central Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Central Bank
Bonaparte, IA
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Rating C
Asset Quality Index 3.90
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 7.80
Stability Index 7.50
Company Info State Central Bank
Bonaparte, IA
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FDIC Number 5820
Phone Number (319) 592-3372
Website www.statecentralbank.com
Asset Quality State Central Bank
Bonaparte, IA
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1-Year Asset Growth 5.41%
5-Year Asset Growth 4.94%
5-Year Charge-Offs to Average Loans -0.53%
Charge-Offs to Average Loans -0.99%
Non-Performing Assets to Assets 2.48%
Non-Performing Loans to Capital 11.33%
Non-Performing Loans to Loans 5.99%
Balance Sheet State Central Bank
Bonaparte, IA
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Total Assets 52.45M
Total Deposits 44.30M
Capital and Reserves State Central Bank
Bonaparte, IA
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Capital 8.05M
Leverage Ratio 15.21
Loan Loss Reserves to Loans 3.82%
Risk-Based Capital Ratio --
Liquidity State Central Bank
Bonaparte, IA
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Hot Money Ratio 8.61%
Liquidity Ratio 30.79%
Profitability State Central Bank
Bonaparte, IA
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5-Year Return on Average Assets 0.49%
Net Income 2.15M
Net Interest Spread 7.15%
Operating Profit to Average Assets 4.43%
Overhead Efficiency Ratio 55.86%
Return on Assets 4.23%
Return on Equity 34.97%