C
First State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Lynnville, IA
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Rating C
Asset Quality Index 7.80
Capitalization Index 8.20
Liquidity Index 0.80
Profitability Index 8.00
Stability Index 4.30
Company Info First State Bank
Lynnville, IA
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FDIC Number 5821
Phone Number (641) 527-2535
Website www.fsbankia.com
Asset Quality First State Bank
Lynnville, IA
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1-Year Asset Growth 4.78%
5-Year Asset Growth 10.48%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 0.17%
Balance Sheet First State Bank
Lynnville, IA
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Total Assets 384.25M
Total Deposits 308.05M
Capital and Reserves First State Bank
Lynnville, IA
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Capital 41.75M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity First State Bank
Lynnville, IA
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Hot Money Ratio 14.64%
Liquidity Ratio 10.95%
Profitability First State Bank
Lynnville, IA
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5-Year Return on Average Assets 1.32%
Net Income 4.05M
Net Interest Spread 4.12%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 45.24%
Return on Assets 2.10%
Return on Equity 19.98%