C
First State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Lynnville, IA
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Rating C
Asset Quality Index 8.00
Capitalization Index 8.20
Liquidity Index 0.70
Profitability Index 7.30
Stability Index 3.70
Company Info First State Bank
Lynnville, IA
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FDIC Number 5821
Phone Number (641) 527-2535
Website www.fsbankia.com
Asset Quality First State Bank
Lynnville, IA
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1-Year Asset Growth 5.49%
5-Year Asset Growth 10.48%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.14%
Balance Sheet First State Bank
Lynnville, IA
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Total Assets 378.40M
Total Deposits 295.35M
Capital and Reserves First State Bank
Lynnville, IA
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Capital 40.95M
Leverage Ratio 9.79
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity First State Bank
Lynnville, IA
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Hot Money Ratio 17.05%
Liquidity Ratio 12.50%
Profitability First State Bank
Lynnville, IA
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5-Year Return on Average Assets 1.33%
Net Income 6.61M
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 49.97%
Return on Assets 1.79%
Return on Equity 17.45%