C
Town Center Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Town Center Bank
New Lenox, IL
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Rating C
Asset Quality Index 5.40
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 1.00
Stability Index 6.60
Company Info Town Center Bank
New Lenox, IL
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FDIC Number 58214
Phone Number (815) 463-7038
Website www.towncenterbank.com
Asset Quality Town Center Bank
New Lenox, IL
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1-Year Asset Growth 11.22%
5-Year Asset Growth 2.98%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.92%
Non-Performing Assets to Assets 1.33%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Town Center Bank
New Lenox, IL
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Total Assets 180.65M
Total Deposits 138.29M
Capital and Reserves Town Center Bank
New Lenox, IL
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Capital 20.44M
Leverage Ratio 11.38
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 13.16
Liquidity Town Center Bank
New Lenox, IL
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Hot Money Ratio 36.46%
Liquidity Ratio 13.35%
Profitability Town Center Bank
New Lenox, IL
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5-Year Return on Average Assets 0.78%
Net Income 224.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 72.95%
Return on Assets 0.25%
Return on Equity 2.19%