C
Town Center Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Town Center Bank
New Lenox, IL
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Rating C
Asset Quality Index 4.40
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 5.00
Stability Index 7.20
Company Info Town Center Bank
New Lenox, IL
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FDIC Number 58214
Phone Number (815) 463-7038
Website www.towncenterbank.com
Asset Quality Town Center Bank
New Lenox, IL
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1-Year Asset Growth 3.03%
5-Year Asset Growth 10.94%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.77%
Non-Performing Loans to Capital 14.58%
Non-Performing Loans to Loans 2.34%
Balance Sheet Town Center Bank
New Lenox, IL
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Total Assets 169.16M
Total Deposits 121.55M
Capital and Reserves Town Center Bank
New Lenox, IL
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Capital 19.84M
Leverage Ratio 11.62
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 14.25
Liquidity Town Center Bank
New Lenox, IL
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Hot Money Ratio 29.58%
Liquidity Ratio 18.88%
Profitability Town Center Bank
New Lenox, IL
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5-Year Return on Average Assets 0.70%
Net Income 1.11M
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 68.73%
Return on Assets 0.88%
Return on Equity 7.69%