| Weiss Ratings |
First Pacific Bank
Whittier, CA |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 4.10 | |||
| Company Info |
First Pacific Bank
Whittier, CA |
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| FDIC Number | 58218 | |||
| Phone Number | (562) 947-1920 | |||
| Website | www.firstpacbank.com | |||
| Asset Quality |
First Pacific Bank
Whittier, CA |
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| 1-Year Asset Growth | 13.00% | |||
| 5-Year Asset Growth | 27.87% | |||
| 5-Year Charge-Offs to Average Loans | -0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.54% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
First Pacific Bank
Whittier, CA |
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| Total Assets | 489.14M | |||
| Total Deposits | 406.22M | |||
| Capital and Reserves |
First Pacific Bank
Whittier, CA |
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| Capital | 44.57M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 13.39 | |||
| Liquidity |
First Pacific Bank
Whittier, CA |
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| Hot Money Ratio | 6.00% | |||
| Liquidity Ratio | 13.13% | |||
| Profitability |
First Pacific Bank
Whittier, CA |
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| 5-Year Return on Average Assets | 0.12% | |||
| Net Income | 2.05M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 82.78% | |||
| Return on Assets | 0.46% | |||
| Return on Equity | 5.11% | |||