| Weiss Ratings |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 58220 | |||
| Phone Number | (931) 388-1970 | |||
| Website | www.heritagebankandtrust.com | |||
| Asset Quality |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.28% | |||
| 5-Year Asset Growth | 21.84% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 3.66% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 401.53M | |||
| Total Deposits | 360.18M | |||
| Capital and Reserves |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 30.44M | |||
| Leverage Ratio | 8.33 | |||
| Loan Loss Reserves to Loans | 1.77% | |||
| Risk-Based Capital Ratio | 11.42 | |||
| Liquidity |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.04% | |||
| Liquidity Ratio | 12.49% | |||
| Profitability |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 2.33M | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 71.91% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 10.79% | |||