| Weiss Ratings |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 58220 | |||
| Phone Number | (931) 388-1970 | |||
| Website | www.heritagebankandtrust.com | |||
| Asset Quality |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.08% | |||
| 5-Year Asset Growth | 19.84% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 3.58% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 406.20M | |||
| Total Deposits | 363.91M | |||
| Capital and Reserves |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 31.74M | |||
| Leverage Ratio | 8.31 | |||
| Loan Loss Reserves to Loans | 1.69% | |||
| Risk-Based Capital Ratio | 11.21 | |||
| Liquidity |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.22% | |||
| Liquidity Ratio | 7.29% | |||
| Profitability |
Heritage Bank & Trust
Columbia, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 3.44M | |||
| Net Interest Spread | 4.01% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 70.81% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 11.72% | |||