C
Providence Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.97
Leverage
Ratio
11.87
Return On
Assets
1.73%
Total
Assets
1.39B
Capital
173.40M
Total
Deposits
1.18B
Net
Income
17.81M
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Weiss Ratings Providence Bank
Rocky Mount, NC 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 9.10
Stability Index 4.30
Company Info Providence Bank
Rocky Mount, NC 		Click to
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FDIC Number 58239
Phone Number (252) 443-9477
Website www.pbknc.com
Asset Quality Providence Bank
Rocky Mount, NC 		Click to
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1-Year Asset Growth 8.29%
5-Year Asset Growth 34.95%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.59%
Non-Performing Loans to Loans 0.09%
Balance Sheet Providence Bank
Rocky Mount, NC 		Click to
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Total Assets 1.39B
Total Deposits 1.18B
Capital and Reserves Providence Bank
Rocky Mount, NC 		Click to
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Capital 173.40M
Leverage Ratio 11.87
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio 13.97
Liquidity Providence Bank
Rocky Mount, NC 		Click to
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Hot Money Ratio 33.52%
Liquidity Ratio 11.63%
Profitability Providence Bank
Rocky Mount, NC 		Click to
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5-Year Return on Average Assets 1.65%
Net Income 17.81M
Net Interest Spread 3.94%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 42.81%
Return on Assets 1.73%
Return on Equity 14.35%