D
Providence Bank
Rating Date
June 2025
Risk Based
Capital Ratio
13.79
Leverage
Ratio
11.74
Return On
Assets
1.62%
Total
Assets
1.35B
Capital
163.63M
Total
Deposits
1.16B
Net
Income
5.45M
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Weiss Ratings Providence Bank
Rocky Mount, NC 		Click to
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Rating D
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 8.50
Stability Index 4.30
Company Info Providence Bank
Rocky Mount, NC 		Click to
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FDIC Number 58239
Phone Number (252) 443-9477
Website www.pbknc.com
Asset Quality Providence Bank
Rocky Mount, NC 		Click to
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1-Year Asset Growth 33.34%
5-Year Asset Growth 34.95%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.31%
Non-Performing Loans to Loans 0.04%
Balance Sheet Providence Bank
Rocky Mount, NC 		Click to
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Total Assets 1.35B
Total Deposits 1.16B
Capital and Reserves Providence Bank
Rocky Mount, NC 		Click to
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Capital 163.63M
Leverage Ratio 11.74
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 13.79
Liquidity Providence Bank
Rocky Mount, NC 		Click to
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Hot Money Ratio 36.92%
Liquidity Ratio 11.28%
Profitability Providence Bank
Rocky Mount, NC 		Click to
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5-Year Return on Average Assets 1.65%
Net Income 5.45M
Net Interest Spread 3.75%
Operating Profit to Average Assets 2.06%
Overhead Efficiency Ratio 44.07%
Return on Assets 1.62%
Return on Equity 13.52%