C
Providence Bank
Rating Date
March 2026
Risk Based
Capital Ratio
14.20
Leverage
Ratio
12.28
Return On
Assets
1.78%
Total
Assets
1.40B
Capital
179.40M
Total
Deposits
1.19B
Net
Income
24.59M
My Lists My Alerts
Weiss Ratings Providence Bank
Rocky Mount, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 9.20
Stability Index 5.00
Company Info Providence Bank
Rocky Mount, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 58239
Phone Number (252) 443-9477
Website www.pbknc.com
Asset Quality Providence Bank
Rocky Mount, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 6.66%
5-Year Asset Growth 27.85%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.49%
Non-Performing Loans to Loans 0.07%
Balance Sheet Providence Bank
Rocky Mount, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.40B
Total Deposits 1.19B
Capital and Reserves Providence Bank
Rocky Mount, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 179.40M
Leverage Ratio 12.28
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio 14.20
Liquidity Providence Bank
Rocky Mount, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 31.83%
Liquidity Ratio 12.82%
Profitability Providence Bank
Rocky Mount, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.65%
Net Income 24.59M
Net Interest Spread 3.99%
Operating Profit to Average Assets 2.26%
Overhead Efficiency Ratio 42.27%
Return on Assets 1.78%
Return on Equity 14.61%