C
Providence Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Providence Bank
Rocky Mount, NC
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 9.20
Stability Index 5.00
Company Info Providence Bank
Rocky Mount, NC
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FDIC Number 58239
Phone Number (252) 443-9477
Website www.pbknc.com
Asset Quality Providence Bank
Rocky Mount, NC
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1-Year Asset Growth 8.04%
5-Year Asset Growth 27.84%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.80%
Non-Performing Loans to Loans 0.12%
Balance Sheet Providence Bank
Rocky Mount, NC
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Total Assets 1.51B
Total Deposits 1.29B
Capital and Reserves Providence Bank
Rocky Mount, NC
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Capital 186.52M
Leverage Ratio 12.21
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio --
Liquidity Providence Bank
Rocky Mount, NC
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Hot Money Ratio 31.56%
Liquidity Ratio 14.15%
Profitability Providence Bank
Rocky Mount, NC
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5-Year Return on Average Assets 1.73%
Net Income 13.11M
Net Interest Spread 4.07%
Operating Profit to Average Assets 2.32%
Overhead Efficiency Ratio 41.48%
Return on Assets 1.81%
Return on Equity 14.36%