B
River Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River Bank & Trust
Prattville, AL
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Rating B
Asset Quality Index 7.50
Capitalization Index 7.40
Liquidity Index 2.60
Profitability Index 7.00
Stability Index 5.70
Company Info River Bank & Trust
Prattville, AL
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FDIC Number 58255
Phone Number (334) 290-1012
Website www.riverbankandtrust.com
Asset Quality River Bank & Trust
Prattville, AL
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1-Year Asset Growth 8.96%
5-Year Asset Growth 20.63%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 3.43%
Non-Performing Loans to Loans 0.48%
Balance Sheet River Bank & Trust
Prattville, AL
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Total Assets 4.02B
Total Deposits 3.51B
Capital and Reserves River Bank & Trust
Prattville, AL
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Capital 355.13M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 13.82
Liquidity River Bank & Trust
Prattville, AL
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Hot Money Ratio 20.66%
Liquidity Ratio 17.23%
Profitability River Bank & Trust
Prattville, AL
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5-Year Return on Average Assets 1.08%
Net Income 29.15M
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 47.44%
Return on Assets 1.49%
Return on Equity 16.91%