B
River Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River Bank & Trust
Prattville, AL
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Rating B
Asset Quality Index 7.70
Capitalization Index 7.00
Liquidity Index 2.60
Profitability Index 5.70
Stability Index 5.70
Company Info River Bank & Trust
Prattville, AL
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FDIC Number 58255
Phone Number (334) 290-1012
Website www.riverbankandtrust.com
Asset Quality River Bank & Trust
Prattville, AL
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1-Year Asset Growth 5.76%
5-Year Asset Growth 20.63%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.19%
Non-Performing Loans to Loans 0.41%
Balance Sheet River Bank & Trust
Prattville, AL
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Total Assets 3.79B
Total Deposits 3.33B
Capital and Reserves River Bank & Trust
Prattville, AL
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Capital 339.06M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 13.83
Liquidity River Bank & Trust
Prattville, AL
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Hot Money Ratio 20.64%
Liquidity Ratio 17.18%
Profitability River Bank & Trust
Prattville, AL
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5-Year Return on Average Assets 1.07%
Net Income 43.77M
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 48.50%
Return on Assets 1.17%
Return on Equity 14.45%