| Weiss Ratings |
First National Bank of Michigan
Kalamazoo, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
First National Bank of Michigan
Kalamazoo, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 58259 | |||
| Phone Number | (269) 349-0100 | |||
| Website | www.fnbmichigan.bank | |||
| Asset Quality |
First National Bank of Michigan
Kalamazoo, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.59% | |||
| 5-Year Asset Growth | 5.68% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 6.77% | |||
| Non-Performing Loans to Loans | 0.88% | |||
| Balance Sheet |
First National Bank of Michigan
Kalamazoo, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 986.01M | |||
| Total Deposits | 772.26M | |||
| Capital and Reserves |
First National Bank of Michigan
Kalamazoo, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 87.99M | |||
| Leverage Ratio | 9.35 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 12.09 | |||
| Liquidity |
First National Bank of Michigan
Kalamazoo, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 28.23% | |||
| Liquidity Ratio | 10.35% | |||
| Profitability |
First National Bank of Michigan
Kalamazoo, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 7.48M | |||
| Net Interest Spread | 2.87% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 64.62% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.89% | |||