| Weiss Ratings |
River Valley Community Bank
Yuba City, CA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 5.40 | |||
| Company Info |
River Valley Community Bank
Yuba City, CA |
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| FDIC Number | 58276 | |||
| Phone Number | (530) 755-0418 | |||
| Website | www.myrvcb.com | |||
| Asset Quality |
River Valley Community Bank
Yuba City, CA |
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| 1-Year Asset Growth | 14.25% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
River Valley Community Bank
Yuba City, CA |
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| Total Assets | 679.39M | |||
| Total Deposits | 618.13M | |||
| Capital and Reserves |
River Valley Community Bank
Yuba City, CA |
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| Capital | 57.43M | |||
| Leverage Ratio | 10.43 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | 14.88 | |||
| Liquidity |
River Valley Community Bank
Yuba City, CA |
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| Hot Money Ratio | 15.09% | |||
| Liquidity Ratio | 26.04% | |||
| Profitability |
River Valley Community Bank
Yuba City, CA |
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| 5-Year Return on Average Assets | 0.98% | |||
| Net Income | 3.59M | |||
| Net Interest Spread | 3.33% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 66.74% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.82% | |||