| Weiss Ratings |
River Valley Community Bank
Yuba City, CA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 4.80 | |||
| Company Info |
River Valley Community Bank
Yuba City, CA |
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| FDIC Number | 58276 | |||
| Phone Number | (530) 755-0418 | |||
| Website | www.myrvcb.com | |||
| Asset Quality |
River Valley Community Bank
Yuba City, CA |
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| 1-Year Asset Growth | 30.25% | |||
| 5-Year Asset Growth | 10.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 2.16% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
River Valley Community Bank
Yuba City, CA |
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| Total Assets | 793.11M | |||
| Total Deposits | 704.92M | |||
| Capital and Reserves |
River Valley Community Bank
Yuba City, CA |
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| Capital | 60.65M | |||
| Leverage Ratio | 8.73 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | 14.90 | |||
| Liquidity |
River Valley Community Bank
Yuba City, CA |
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| Hot Money Ratio | 10.06% | |||
| Liquidity Ratio | 31.92% | |||
| Profitability |
River Valley Community Bank
Yuba City, CA |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 2.58M | |||
| Net Interest Spread | 3.13% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 69.45% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 8.60% | |||